Important Steps to Take after Getting into a Wreck

A stressful situation to be involved in is a wreck. Sometimes wrecks are unavoidable, but you can deal with them in an apt manner by taking these steps:

Gather Necessary Information

If you get into a wreck, you need to gather as much information as possible. Start by gathering the name of the other driver, their contact information, and their insurance provider. You should also document where the accident took place, and what damages were done to your vehicle.

Taking pictures of the damages with your phone is the easiest way to document what happened. Also take pictures of the crash location and the other driver’s license plate. Both of these things may be used as evidence in court. If you can, try gathering contact information from any witnesses that saw your accident. You may need these people to corroborate your side of the story.

Deal with Your Insurance Company

After getting into a wreck, a claims adjuster is going to call you. They will ask you a series of questions, such as where your car was located when the wreck happened, what damages were done to your car and if anyone was hurt. It’s critical that you answer these questions honestly, and give them as many details as possible.

The adjuster may ask you for a recorded statement, but you are not required by law to give them this statement. You do have to give this statement to the police, though. After you get done talking with the adjuster, you need to take your car to a repair shop. You can choose your own or use one that is recommended by your insurance company. Wherever you go, the insurance company and adjuster will work with the shop to determine a fair price for the repairs. You won’t have to pay for any of the repairs.

Hire a Personal Injury Attorney

If the wreck is severe and you are injured, it’s a good idea to hire a personal injury attorney. This professional will work with your insurance provider to help you obtain fair compensation, whether it’s for medical bills or lost wages.

Your attorney will also obtain your medical records and manage all bills incurred because of the auto accident. This is important because it prevents the bills from being sent to a collection agency, which could then ruin your credit. All communications must go through your attorney, one like Dreyer & Dreyer Attorneys At Law, so you don’t have to worry about being hassled by any insurance companies.

If you are ever involved in a wreck on the road, these steps are important to take. They will help you deal with all of the legal and medical matters of a wreck, so you can quickly move on with your life.

Learn More

What Happens If The Insurance Company’s Settlement Offer Is Low?

Chances are, the first offer that you get from the insurance company after you have a motorcycle accident will be lower than you wanted. If you feel that the offer is unreasonably low, you have a few options for dealing with it. Among those options is to attempt to further negotiate with the insurance company.

Assess the Offer

When you first receive the offer, it is important that you review it from a legal standpoint and not an emotional one. A professional attitude will help to keep the insurance company engaged in negotiations. If you resort to dramatics, the insurance company adjuster will be less likely to budge on the offer. 

The best way to assess the offer is to talk to your motorcycle accident lawyer. An experienced lawyer will know how to value your claim and can fairly assess your chances of getting more than the offer you received. 

It is important to remember that you do not have to accept the offer, even if your lawyer advises you to. Ultimately, the decision is up to you. However, it would be smart to hear your lawyer’s reasoning for why you should or should not accept an offer. 

Send a Formal Response

Regardless of whether or not you take the offer, it is important that you respond to it in writing. If you are refusing the offer, you need to cite in your response exactly why. 

For instance, if you feel that the adjuster did not fairly assess the value of your motorcycle or the injuries you suffered, note it. 

You can also ask the adjuster to explain exactly how he or she reached the settlement amount that was offered. Feel free to ask specific questions of the adjuster. Remember, the answers that you get can help you tailor your counteroffer for your claim. 

Send a Counteroffer

Once the insurance adjuster has replied to your formal response to the offer, you can send a counteroffer. Use the information gleaned from the adjuster’s response to formulate your counteroffer. 

For instance, if the adjuster did not have all of the medical records needed to fully gauge how bad your injuries were, include those records with your counteroffer. 

There is a strong possibility that the insurance adjuster will counter with another offer. In fact, you could receive several offers before you are able to finally reach an agreement. If not, your lawyer can help you move to the next step in the process. 

Learn More